Disaster can strike anyone at anytime. As a renter, do you have insurance that will cover you in the event of an unfortunate occurrence?
Without renter’s insurance, you have no protection for your valuables if they are stolen or damaged by fire or other disasters. Approximately 54 percent of renters today have no insurance to protect their possessions. To understand why renter’s insurance is a wise investment, simply add up the total cost of everything you own. If you cannot afford to replace these items at a moment's notice, you should consider purchasing a renters insurance policy.
Renters insurance will cover most of your personal belongings against fire/smoke, lightning, vandalism, theft, explosions and other disasters, as well as additional living expenses if you are forced to move. Finally, it may provide liability coverage if someone is injured in your home. It may also include legal costs in the event you are sued for this injury.
Unlike other personal property policies, renters insurance is relatively inexpensive, depending on the type of coverage, amount of coverage, and where you live.
For more information, please contact your local insurance agent or check the yellow pages for additional listings. Not having insurance is not a chance you should take.
Information collected from www.moving.com and www.gis.org. |